Top 22 Personal Finance Books in 2019

Last updated: 
May 2, 2019

This is the most comprehensive guide to the best personal finance books available in 2019.

In this expert-written guide, you’ll discover the most important books you need to read to learn about building your personal wealth from investing, to building & growing side projects to getting out of debt.

Top 22 Personal Finance Books in 2019

If you're looking for a specific category of book, use these links to jump to the relevant section:

Foundational Books

Investing Books

Side Projects Books

Getting out of Debt Books

Ready? Let’s dive right in.

Foundational Personal Finance Books

Here are a range of old & modern classics to dig your teeth into.

Your Money or Your Life book cover

Your Money or Your Life

by 
Vicki Robin & Joe Dominguez
Published in 
1992 (updated in 2018)

If you're looking for an extremely practical and action oriented guide to take you on the path to financial independence, you've found the right book.

Unlike many other personal finance books, 'Your Money or Your Life' is focused first and foremost on the value of your time as a cornerstone to helping you make sensible purchasing decisions (and therefore, more often that not, freeing up resource to building sustainable assets).

Also- one of the authors retired at the age of 31 (and they didn't win the lottery). They did it through applying the steps laid out in this book.

Get this book if:

• You want to learn how to achieve financial independence in a logical, structured way

• You want to reorder your material priorities and live better for less

• You'd like to learn a decision making process to help you become more frugal

• You're looking for a perspective on building wealth which considers the bigger impacts on the environment and our planet

Think and Grow Rich! book cover

Think and Grow Rich!

by 
Napoleon Hill
Published in 
1937 (updated in 2015)

This classic book has over 1,300 reviews on Amazon averaging at 4.5 stars. If that doesn't peak your interest, I'm not sure what will ;).

The author spent around 25 years researching, studying and interviewing over 500 of the most successful people of his generation and uncovered some common trends and habits among this group.

The result was this book- a thirteen step 'formula' to achieve success and fulfil your potential.

Get this book if:

• You're interested in a book not only about money, but also about success in life, health & love

The Richest Man In Babylon book cover

The Richest Man In Babylon

by 
George S. Clason
Published in 
1926 (updated in 2002)

Don't let the fact that The Richest Man In Babylon is written in the 1920s put you off.

This classic gives common sense financial advice told through stories from the ancient times of Babylon.

Most people finish this book and say "I wish I read this 10 years ago" or "I should've read this in my early 20s".

Get this book if:

• You're looking for an introduction into the world of personal finance and seeking an easy, short read

• You're looking to for a significant mindset shift on how you think about money

Rich Dad Poor Dad book cover

Rich Dad Poor Dad

by 
Robert T. Kiyosaki
Published in 
1997 (updated in 2017)

Often quoted as the #1 personal finance book of all time, I'd be surprised if you hadn't heard of Rich Dad Poor Dad before reading this blog post.

The story explores the contrasting mindsets between the author's real father and his best friend's father, and the lessons he took away and implemented from both 'fathers' to increase his personal wealth.

Get this book if:

• You want to open your mind to what's possible in the world of building wealth

• You'd like a simple introduction to real estate investing

• You want real clarity on the difference between assets & liabilities

Money: Know More, Make More, Give More book cover

Money: Know More, Make More, Give More

by 
Rob Moore
Published in 
2018

All of us have views on money. How it works, the purpose of it, how to make more of it... the list goes on.

However, our upbringing and social conditioning has created moulded beliefs about money.

This book makes you challenge those beliefs, and helps you to understand that money is simply a medium to exchange value.

Get this book if:

• You want to understand the true purpose and value of money and how money works on a macro economic level

• You're looking for a useful guide on how to set personal financial goals

I Will Teach You To Be Rich book cover

I Will Teach You To Be Rich

by 
Ramit Sethi
Published in 
2009

Despite the bold title, this book is refreshingly practical. It's broken down into an easy to follow 6-week plan covering what the author calls, 'The 4 pillars of personal finance': banking, saving, budgeting and investing.

If you need persuading, here's a snippet I grabbed from an Amazon review:"This is the first personal finance book I have ever read, and it proved to be exactly what I have been looking for; a logical, clearly explain step by step guide to managing money."

Get this book if:

• You're a "millenial" looking for a step-by-step practical handbook for achieving financial success

• You're looking for a read which is relevant and written by an active leader in the personal finance space

• You know you should be investing but have no idea where to start

Investing Books

Learn about mitigating your risk and growing your wealth through investing.

Investing Demystified book cover

Investing Demystified

by 
Lars Kroijer
Published in 
2017
View on Amazon

This refreshing book explores how everyday people can improve their wealth and financial security by taking some simple investment steps.

The ideas in this book are rooted in diversification and not overpaying for your investments, therefore a great read for those just getting into the investment game or even those who are looking to level-up their knowledge.

Get this book if:

• You're looking for a book focused on the financial markets (and not about real estate)

• You're overwhelmed by the amount of financial products out there you can invest in and you're not sure where to start

The Little Book of Common Sense Investing book cover

The Little Book of Common Sense Investing

by 
John C. Bogle
Published in 
2007
View on Amazon

Often quoted as a 'bible' on index investing, this book describes the simplest and most effective investment strategy for building wealth over the long term.

The author advocates a diversified, low-cost portfolio (without the risks of individual stocks and choosing managers) and shows you how to implement this strategy for long term financial success.

With specific insights from not only Warren Buffett, but Benjamin Graham, Paul Samuelson, Burton Malkiel, and others make for an interesting read.

Get this book if:

• You'd like a useful and practical guide on the subject of investing

• You want to learn more about index funds

The Essays of Warren Buffett book cover

The Essays of Warren Buffett

by 
Lawrence A. Cunningham
Published in 
2013
View on Amazon

Every year, the legendary investor Warren Buffett shares an annual letter to his Berkshire Hathaway shareholders which detail his principles on investing and business.

From choosing managers to valuing businesses, the letters are broad in scope but deep in value.

This book has been nicely strung together by the author to get an insight into the brain of this successful investor through the annual letters.

Get this book if:

• You'd like to open the curtain behind the mind of one of the greatest investors the world has ever seen

Angel: How to Invest in Technology Startups book cover

Angel: How to Invest in Technology Startups

by 
Jason Calacanis
Published in 
2017
View on Amazon

With a portfolio of successful exits including Uber, Facebook & Evernote, Jason Calacanis has definitely made a name for himself in the world of angel investing.

This book details the rules and blueprint the author uses to calculate angel investment decisions, helping you understand how to prioritize and make decisions which result in excellent returns on your money.

Get this book if:

• You want to learn about "angel" investing from someone who's been there and not only done it, but been very successful at it

Intelligent Investor book cover

The Intelligent Investor

by 
Benjamin Graham
Published in 
1949 (updated in 2002)
View on Amazon

If Warren Buffett reads this book and says: “By far the best book on investing ever written.”, you should take notice.

Often quoted as the 'stock market bible', Benjamin Graham's classic has taught and inspired hundreds of thousands of people worldwide and is a book definitely worth considering if you're participating in the stock market.

Get this book if:

• You're looking for a solid introduction into investing, or you're looking to hone your skills and build on your existing knowledge

• You're interested in learning more specifically about investing in stocks

• You want a book on learning how to invest which is recommended by titans from the investing world

Unshakeable: Your Guide to Financial Freedom book cover

Unshakeable: Your Guide to Financial Freedom

by 
Tony Robbins & Peter Mallouk
Published in 
2017
View on Amazon

Tony Robbins, best known for his intensive seminars, published this book as a unique follow on to his smash-hit 'Money: Master the game'.

This practical book is focused on how to navigate and thrive during the rollercoaster ride of participating in the stock market.

Tony offers specific steps you can follow to protect your investments while maximising wealth.

Get this book if:

• You're looking for a step-by-step financial playbook with investing at it's core• You're keen to learn the financial mistakes from wealth titans that you can avoid• You're looking for a simple read to dip your toes into the world of investing

How to Own the World book cover

How to Own the World

by 
Andrew Craig
Published in 
2019
View on Amazon

Learning about investing can be overwhelming and hard, with many acronyms and words simply outside of the normal vocabulary.

This book is a great introduction to the world of investing, rooted in the principle of diversification to minimize risk and maximise return over the long term.

Get this book if:

• You're a total novice to investing and you need a book to get you started

• You're interested in how you can methodologically save and plan for retirement

Best Side Projects Books

Building and growing a side project (and turning it into a business) is very challenging. Checkout these books to help you get there faster and with less mistakes along the way!

Running Lean book cover

Running Lean

by 
Ash Maurya
Published in 
2012
View on Amazon

As suggested in the title, Running Lean aims to challenge you to consider starting a business and putting emphasis on building the right product and maximising your time and money to be spent in the right way.

"What we need is a systematic process for quickly vetting product ideas and raising our odds of success. That’s the promise of Running Lean."

Get this book if:

• You're looking for a data-driven approach and method to validate your business idea and your execution of that business idea

• You're learn to systematically de-risk your business idea with the smallest amount of money possible

What if it does workout? book cover

What if it does workout?

by 
Susie Moore
Published in 
2017
View on Amazon

Susie Moore, a life coach and adviser to high growth start ups encourages you to consider how a side hustle could change your life, in a positive way.

What if it doesnt work out? aims to encourage you to find a passion that can be converted into a money-earning-side-hustle, to increase the chances of you living your dreams.

Get this book if:

• You'll learn how to stop procrastinating by overcoming your fears and by grasping your own vision for your best you

• You'll learn how to close sales by practical marketing, and confident self-promotion

Side Hustle book cover

Side Hustle

by 
Chris Guillebeau
Published in 
2017
View on Amazon

This book is all about you setting up a business whilst still working, not risking your currently job and salary. Chris Guillebeau describes this as the side hustle, a mini-business that earns you extra money.

The author lays out a plan that enables you to go from an idea to generating income in just 27 days.

"With Chris as a guide, anyone can make more money, pursue a passion, and enjoy greater security – with little to no budget and without quitting your day job."

Get this book if:

• You're looking for a roadmap for how to discover your side project idea all the way through to launch date and beyond

• You're looking for a time-constrained process to take action and make progress towards your goals

The $100 Startup book cover

The $100 Startup

by 
Chris Guillebeau
Published in 
2012
View on Amazon

Fire Your Boss, Do What You Love and Work Better To Live More - that's a pretty bold mission statement, right? Most people wouldn't dream of the notion of leaving a stable 9-5 to pursue a dream, but Chris Guillebeau challenges you to consider starting up your own with the intention of working less and living more.

Within this book, Chris will introduce you to 50 individuals who have started their own businesses with $100 or less.

Get this book if:

• You're looking for a practical guide on conceiving, test driving, launching and growing a side hustle into a business

• You're feeling overwhelmed about starting your business idea and unsure where to even start

Buy Buttons book cover

Buy Buttons

by 
Nick Loper
Published in 
2016
View on Amazon

Buy Buttons focusses on how to increase your earning power on your own time, on your own terms, and without getting another job.

Nick Loper, the author, focusses on the fact that there are customers out there who will purchase products, but you need to be looking in the right place.

Nick identifies 300+ marketplaces for you to consider starting to put your expertise, time, and assets up for sale or rent. If you're a first time entrepreneur, this book could provide the gateway for you to begin making money on the side.

Get this book if:

• You're looking for a resource to help you find reputable and sustainable income streams from sources outside of your daily job

• You want to move away from just thinking about passive income and side projects to actually doing something about it

The 4-Hour Work Week book cover

The 4-Hour Work Week

by 
Timothy Ferriss
Published in 
2007
View on Amazon

This book is described by many as the blueprint for you to be able to beat the rat race and earn a five figure monthly salary, rather than annual.

The author, Tim Ferris explains how he uses techniques to eliminate 50% of your work in 48 hours, how the use of overseas virtual assistants can enable you to outsource your life and ultimately how to change your life pattern from a long haul career to short work bursts and mini-retirements.

Get this book if:

• You want to understand about how to leverage your time through outsourcing time-heavy & low value tasks

Best books on getting out of debt

It's never too soon to start tackling your debt. These books will help you get started and show you a process to improve your current financial situation.

How to Get Out of Debt, Stay Out of Debt, and Live Prosperously book cover

How to Get Out of Debt, Stay Out of Debt, and Live Prosperously

by 
Jerrold Mundis
Published in 
2004
View on Amazon

Using techniques from Debtors Anonymous, Jerrold Mundis provides readers with a step-by-step process for helping you go from the red to the black (in finance terms).

Jerrold explains that debt is something that causes stress to over 60 million Americans, ranging from doctors to the unemployed, but the suggested proven techniques can help anyone get out of debt.

Get this book if:

• You're looking to get your finances under control

• You're looking for a plan you can follow to get out of debt and take control of your spending and savings

The Spender's Guide to Debt-Free Living book cover

The Spender's Guide to Debt-Free Living

by 
Anna Newell Jones
Published in 
2016
View on Amazon

Anna Newell, the author of The Spender's Guide to Debt-Free Living, was herself in $24,000 worth of debt before she tried "spending fast".

A self help guide, Anna takes readers through a detailed step-by-step plan on how to do a Spending Fast and get out of debt once and for all.

Get this book if:

• You want specific activites and tasks to help you get out of debt immediately and change your relationship with your spending

• You need help controlling your spending habits

The Total Money Makeover book cover

The Total Money Makeover

by 
Dave Ramsey
Published in 
2003 (updated in 2013)
View on Amazon

The Money Makeover aims to address three key areas to help improve your own personal financial situation: Getting you out of debt, making you aware of the big money myths that get so many into trouble, and finally helping you to secure a big, fat nest egg for your retirement and emergencies.

The author, Dave Ramsey states that this book is not a get-rich-quick-scheme, but a guide based on results.

Get this book if:

• You're looking for a step-by-step financial guide, rooted in initially getting out of debt to building wealth

• You're looking for ways to help you plan financially for your retirement